PERAN OJK ( OTORITAS JASA KEUANGAN) DALAM MENINGKATKAN LITERASI KEUANGAN PADA MASYARAKAT

Abstract

Financial literacy is a basic need for everyone to avoid financial problems. Financial difficulties are not only a function of income alone (low income), financial difficulties can also arise in the event of errors in financial management (miss-management) such as the use of credit errors, and the absence of financial planning.Financial constraints can cause stress and low self-confidence, even for some families these conditions can lead to divorce. Having financial literacy, is vital to get a prosperous and quality life. Financial literacy, together with reading and math skills, is the key to becoming a smart consumer, managing credit, funding higher education, saving and investing, and a responsible citizen.This type of research is Field Research and data obtained from observations, interviews and documentaries. This study uses descriptive analysis with a qualitative approach. The location of the study was conducted at the Office of OJK (Financial Services Authority) Jambi province