E-Commerce dan Transaction Security: Menjaga Customer Trust Pada Pelaku Konsumen Spaylater Generasi Z di Sidoarjo

Authors

  • Hurum Azzahra Amaliya Hurum Universitas Nahdlatul Ulama Sidoarjo
  • Edita Rachma Kamila Universitas Nahdlatul Ulama Sidoarjo
  • Nurul Kholifah Universitas Nahdlatul Ulama Sidoarjo
  • Nur Afiqfah Universitas Nahdlatul Ulama Sidoarjo
  • Muhammad Burhan Rokbani Universitas Nahdlatul Ulama Sidoarjo

DOI:

https://doi.org/10.61722/jiem.v3i2.3807

Keywords:

Customer Trust, E-commerce, Transaction Security

Abstract

The development of information technology has driven the growth of e-commerce significantly, including in Indonesia. Shopee, as one of the main platforms, continues to innovate through features such as Shopee PayLater which provides payment flexibility, especially for Generation Z. However, increasing use of this service also raises challenges related to transaction security, which is an important factor in building customer trust. This research aims to analyze the influence of e-commerce and transaction security on customer trust of Generation Z Spaylater consumers in Sidoarjo. Using descriptive quantitative methods and purposive sampling techniques, data was collected from 70 respondents and analyzed using SmartPLS 4.0. The research results show that 1) e-commerce has a positive and significant influence on customer trust 2) transaction security has a positive and significant influence on customer trust.

References

Amanda, C. D., Harahap, A. R., & Sari, D. P. (2024). Analisis Penggunaan Shopee Paylater Terhadap Minat Belanja Online Pada Kalangan Mahasiswa Di Universitas Medan Area Abstrak. 7, 17197–17203.

Deany Fitri, T., & Handari Adji, W. (2024). Pengaruh Shopeepaylater Terhadap Daya Beli Dan Perilaku Konsumtif Mahasiswa Di Politeknik Piksi Ganesha Bandung. Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah, 6(5), 3601–3614. Https://Doi.Org/10.47467/Alkharaj.V6i5.1137

Fauzy, A. (2019). Metode Sampling. In Universitas Terbuka (Vol. 9, Issue 1).

Ferdous, Z., & Ahsan, W. (2024). Customer Experiences With E-Commerce Returns In Bangladesh : Effects On Satisfaction , Trust , And Loyalty Customer Experiences With E-Commerce Returns In Bangladesh : Effects On Satisfaction , Trust , And Loyalty. October. Https://Doi.Org/10.58947/Journal.Nfqj67

Hair, J. F., Hult, G. T., Ringle, C., & Sarstedt, M. (2021). Partial Least Squares Structural Equation Modeling. In Handbook Of Market Research (Issue July). Https://Doi.Org/10.1007/978-3-319-57413-4_15

Indiani, N. L. P., & Fahik, G. A. (2020). Conversion Of Online Purchase Intention Into Actual Purchase: The Moderating Role Of Transaction Security And Convenience. Business: Theory And Practice, 21(1), 18–29. Https://Doi.Org/10.3846/Btp.2020.11346

Islam, U., Sumatera, N., Medan, U., Irwan, M., & Nasution, P. (2024). Hubungan Antara Kesadaran Privasi Data Pribadi Dan Penggunaan Layanan Paylater Di Kalangan Pengguna E-Commerce Di Indonesia. 2(4), 271–278.

Islamiati, D. R., Trihidayani, F., Azhari, M., & Badri, M. (2023). Pengaruh E-Commerce Shopee Terhadap Kepercayaan Konsumen. Karimah Tauhid, 2(4), 929–941.

Julianti, N., & Taruna, H. I. (2024). Pengaruh Faktor Kepercayaan , Keamanan Transaksi Dan Kualitas Pelayanan Terhadap Keputusan Pembelian Online Pada Aplikasi Shopee Bagi Pengguna Di Kota Depok. Jurnal Manajemen Bisnis Digital Terkini, 1(3).

Maghfiroh, F. M., Natalina, S. A., & Efendi, R. (2023). Transformasi Ekonomi Digital: Connection Integration E-Commerce Dan S-Commerce Dalam Upaya Perkembangan Ekonomi Berkelanjutan. Proceedings Of Islamic Economics, Business, And Philanthropy, 2(1), 01–10. Https://Jurnalfebi.Iainkediri.Ac.Id/Index.Php/Proceedings

Muhamad, N. (2023). Milenial Dan Gen Z Mendominasi Pengguna Paylater Di Indonesia. Databoks Katadata, 2023, 2022–2023. Https://Databoks.Katadata.Co.Id/Datapublish/2024/07/04/Milenial-Dan-Gen-Z-Mendominasi-Pengguna-Paylater-Di-Indonesia#:~:Text=Sebanyak 43%2c9%25 Pengguna Paylater,Kelompok Usia 36-45 Tahun.

Nadhira, A., Setyaning, A., & Indonesia, U. I. (2024). Uji Moderasi Kontrol Perilaku Konsumen Dalam Hubungan Kepercayaan E-Retail Dan Niat Belanja Daring. 19(3), 1040–1052.

Nurzali, E., & Sidharta, H. (2023). The Effect Of Service Quality On Customer Trust With Customer Satisfaction As Intervening Variables In Home Care Health Service Rawatdirumah.Com. Review Of Management And Entrepreneurship, 7(2), 167–186. Https://Doi.Org/10.37715/Rme.V7i2.3238

Rachman, A., Fatimah, F., & Tyas, W. M. (2024). Analysis Of The Influence Of Brand Image, Price And Service Quality On Customer Loyalty Through Customer Satisfaction As An Intervening Variable. Jurnal Comparative: Ekonomi Dan Bisnis, 6(2), 209. Https://Doi.Org/10.31000/Combis.V6i2.11295

Regina, N., & Nurwidawati, D. (2023). Hubungan Antara Kepercayaan Konsumen Terhadap Keputusan Pembelian Pada Pelanggan E-Commerce. Jurnal Penelitian Psikologi, 10(02), 1001–1013.

Rizaldi, A., & Madany, Z. (2021). Impact Of E-Commerce In Industry. International Journal Of Research And Applied Technology, 1(2), 59–64. Https://Doi.Org/10.34010/Injuratech.V1i2.5914

Saputra, R. A., Fihartini, Y., & Husna, N. (2024). Influence Of Easy, Speed And Security Of Transactions On Decision To Use Bri Edc Machine In Indonesia. Journal Of Business Management And Economic Development, 2(03), 1335–1345. Https://Doi.Org/10.59653/Jbmed.V2i03.978

Sitorus, D. P., Teknik, F., & Asahan, U. (2025). Analisis Faktor Keberhasilan Aplikasi E-Commerce Dalam Meningkatkan Penjualan Di Era Digital. 1.

Waruwu, M. (2023). Pendekatan Penelitian Pendidikan: Metode Penelitian Kualitatif, Metode Penelitian Kuantitatif Dan Metode Penelitian Kombinasi (Mixed Method). Jurnal Pendidikan Tambusai , 7(1).

Wibowo, A. (2021). Tinjauan Keamanan Sistem Pembayaran E-Commerce Pada Situs Online Zilingo Indonesia. Jurnal Prodi Teknik Informatika Unw "Multimatrix, Ii(2), 9–13.

Yulianah, Y., Rozi, M. M., Aridhayandi, M. R., & Anwar, M. F. (2022). Analisa Terhadap Pengguna Aplikasi Shopee Yang Mengalami Keterlambatan Pembayaran Spaylater. Jurnal Hukum Mimbar Justitia, 8(2), 487. Https://Doi.Org/10.35194/Jhmj.V8i2.3048

Downloads

Published

2025-01-13