Analisis Rasio Likuiditas, Rasio Profitabilitas dan Rasio Solvabilitas pada Laporan Keuangan PT. Bank RAkyat Indonesia (Persero) Tbk Periode 2019-2023
DOI:
https://doi.org/10.61722/jiem.v3i2.3906Keywords:
Rasio Keuangan, Kinerja Keuangan, Rasio Likuiditas, Rasio profitabilitas, Rasio SolvabilitasAbstract
Financial performance is the first window of attention for shareholders and investors, so it is important to oversee the growth of financial performance for the better. This study aims to analyze the financial performance of the company PT Bank Rakyat Indoensia (Persero) using financial ratios, including Liquidity, Profitability and Solvency. The analysis uses a quantitative descriptive approach, which will describe the condition of the research object based on the results of statistical tests. The type of data is secondary data obtained from the company's financial data during the 2019-2023 period. The results showed that the company's financial performance was in good condition for the Profitability and Solvency ratios, but not good enough for the Liquidity ratio. Overall, the company's financial condition is still in a healthy condition, although there are weaknesses in the Liquidity ratio. This can be supported by a good Profitability ratio, so that payment of obligations can still be fulfilled. But the company should still pay attention to this deficiency by evaluating liquidity management, avoiding increased risk and smooth operations.
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