Strategi Peningkatan Kinerja Keuangan UMKM melalui Digitalisasi Akuntansi

Authors

  • Agus Wahyudi Sekolah Tinggi Ilmu Ekonomi Mahardika
  • Yesi Marantika Sekolah Tinggi Ilmu Ekonomi Mahardika
  • Cinta Amalia Imanda Sekolah Tinggi Ilmu Ekonomi Mahardika
  • Saskiya Faradila Jaufani Sekolah Tinggi Ilmu Ekonomi Mahardhika
  • Hogie Tri Wijaya Sekolah Tinggi Ilmu Ekonomi Mahardhika

DOI:

https://doi.org/10.61722/jiem.v3i3.3933

Keywords:

accounting digitization, financial performance, UMKM, operational efficiency, financial technology

Abstract

This research aims to analyze and evaluate the role of accounting digitization in improving the financial performance of micro, small, and medium enterprises (UMKM). In the rapidly growing digital era, MSMEs face challenges in managing financial statements effectively to support strategic decision-making. Accounting digitalization offers solutions through transaction recording efficiency, ease of data access, and increased accuracy of financial statements. This research uses a quantitative approach by collecting data through a survey of 100 MSME actors in various industrial sectors. In addition, the in-depth interview method is used to obtain a qualitative perspective.Research results show that the adoption of digital accounting technology, such as cloud-based financial applications, significantly increases operational efficiency and financial transparency. MSMEs that have implemented accounting digitization recorded an average increase in net profit of 20% compared to MSMEs that still use traditional methods. This finding also reveals that the main obstacle in the implementation of digitalization is the lack of technological literacy and initial investment costs.This research recommends training and digital literacy education for MSMEs as well as the provision of incentives by the government or financial institutions to support digital transformation. With the adoption of the right accounting digitalization, MSMEs have greater opportunities to survive and grow in global competition.

 

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Published

2025-01-24