Pemahaman Masyarakat Desa Sigala-Gala terhadap Pinjaman Mekar dalam Kesejahteraan Perekonomian

Authors

  • Nurhakimah Akhirani Institut Agama Islam Padang Lawas
  • Raini Dalimunthe Institut Agama Islam Padang Lawas
  • Fierda Fierda Institut Agama Islam Padang Lawas
  • Arianto Hasibuan Institut Agama Islam Padang Lawas
  • Jamila Fahma Pulungan Institut Agama Islam Padang Lawas

DOI:

https://doi.org/10.61722/jiem.v3i9.6559

Keywords:

Public Understanding, Islamic Law, Mekar Loan

Abstract

This study aims to determine the review of Islamic law on Mekar loans in Sigala-Gala Village. This type of research is qualitative. The subjects in this study are the people of Sigala-Gala Village who are Mekar customers as many as 10 people. Then the object of research is the review of Islamic law on mekar loans. The research data collection techniques used are observation, interviews and documentation. Data analysis techniques use data reduction, data presentation and conclusion drawing. Then the data validity checking technique used is credibility, transferability, dependability and confirmability. The results found are that loans in Mekar are still classified as containing usury, because in practice loans in Mekar still take fines for late returns, this is not in accordance with the principles of justice, and help. Islam also prohibits the existence of unfairness in borrowing, based on this, loans at Mekar are not yet sharia principles.

References

Ananda, A. (2022). Aksyar 4. Analisis Hukum Islam Terhadap Pinjaman Uang Elektronik Shopee Paylater Pada Marketplace Shopee, 5(2), 131–144.

Ardana, W. M., Wulandari, I. R., Astuti, Y., Farida, L. D., & Widayani, W. (2022). Implementasi Metode SMART (Simple Multi Attribute Rating Technique) Pada Sistem Pendukung Keputusan Pemberian Kredit Pinjaman. Jurnal Media Informatika Budidarma, 6(3), 1756. https://doi.org/10.30865/mib.v6i3.4333

Arif, F., Irvan, I., & Ahmad Asrof, F. (2023). Praktik Pinjaman Dari Bank Keliling Dalam Meningkatkan Pendapatan Masyarakat Ditinjau Dari Hukum Islam. Jurnal Penelitian Multidisiplin Ilmu, 1(6), 1063–1074.

Education, J. I., Fatmawati, A. N., Yulanda, M., Ramadani, N. N., Lambung, U., Banjarmasin, M., Syariah, B., Riba, L., & Ulama, P. (2023). Hukum pinjaman pada bank syariah. Journal Islamic Education, 1, 731–742.

Kharisah, S. (2024). Pemberian Pinjaman Kredit dalam Perspektif Pemikiran Ekonomi Islam ( Studi Kasus di Koperasi PNM mekar kutacane ). MUQADDIMAH : Jurna Ekonomi, Manajemen, Akuntansi Dan Bisnis, 2(4), 26–36.

Mas’ulah, I. (2021). Legalitas Pinjaman Online Dalam Perspektif Hukum Islam. Jurnal Hukum Ekonomi Islam, 5(2), 129–136.

Prastiwi, I. E., & Fitria, T. N. (2021). Konsep Paylater Online Shopping dalam Pandangan Ekonomi Islam. Jurnal Ilmiah Ekonomi Islam, 7(1), 425. https://doi.org/10.29040/jiei.v7i1.1458

Sunarsa, S. (2022). Tinjauan Hukum Islam Dalam Praktik Pinjaman Uang (Penelitian di PT Permodalan Nasional Madani (PNM) Mekar Syariah Cabang Singajaya Kab. Garut Jawa Barat). Al-Afkar, Journal for Islamic Studies, 5(3), 216–233.

Thoha, A. B. (2023). Pinjaman Online Dalam Tinjauan Hukum Islam. Jurnal Informatika Komputer, Bisnis Dan Manajemen, 20(1), 80–94. https://doi.org/10.61805/fahma.v20i1.46

Downloads

Published

2025-09-12

Issue

Vol. 3 No. 9 (2025): September

Section

Articles

License

Copyright (c) 2025 JURNAL ILMIAH EKONOMI DAN MANAJEMEN

Creative Commons License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.