IMPLEMENTASI TEKNOLOGI UNTUK PENGUATAN KEAMANAN DATA PRIBADI NASABAH DALAM SEKTOR PERBANKAN
DOI:
https://doi.org/10.61722/jinu.v2i1.3075Keywords:
Banking, Security, and Technology.Abstract
Rapid technological developments have brought major transformation in the banking sector, especially in the aspect of digitalization of services. However, this progress is accompanied by big challenges, especially regarding the security of customers' personal data which is vulnerable to cyber threats. This article discusses various technologies used by banks to protect customer data, such as data encryption, fintech technology, and the implementation of cloud-based security systems. Apart from that, this article also discusses regulations governing personal data protection in Indonesia, such as Law no. 27 of 2022, as well as Financial Services Authority (OJK) regulations. The research method used is normative juridical with a conceptual and technological approach. Even though various technologies have been implemented, various challenges remain. Therefore, the banking sector also needs to continue to improve its security system. This effort is expected to create a safer banking system and increase public trust in digital banking services.
References
Alim, Z. (2016). Meningkatkan Keamanan Data Cloud Computing menggunakan Algoritma Vigenere Cipher Modifikasi. Jurnal TIMES, 5(1), 23-27.
Arum, S., Kaltsum, D., & Muslichah, I. (2022). Artikel Hasil Penelitian Mobile Banking. 01(02), 31– 46. https://journal.uii.ac.id/selma/index
Azhari, M., Mulyana, D. I., Perwitosari, F. J., & Ali, F. (2022). Implementasi Pengamanan Data pada Dokumen Menggunakan Algoritma Kriptografi Advanced Encryption Standard (AES). Jurnal Pendidikan Sains dan Komputer, 2(01), 163-171.
Bellovin, S. M., & Schneier, B. (2017). "Emerging Security Threats in Digital Banking". Financial Security Today. 6(2). hlm. 15-23.
Direktorat Penelitan dan Pengaturan Perbankan Bank Indonesia, “Internet Banking di Indonesia,” Bank Indonesia.
Fahri, A. A. R., & Melda, M. (2023). Perbandingan Regulasi Teknologi Finansial (Fintech) Terhadap Perlindungan Data Nasabah Di Indonesia Dengan Filipina dan Uni Eropa. Indonesian Journal of Management Studies, 1(3), 7-13.
Fasa, M. I., & Susanto, I. (2024). ANALISIS PERAN KEAMANAN DATA DALAM MENINGKATKAN KEPUASAN NASABAH PADA PENGGUNAAN MOBILE BANKING. Jurnal Media Akademik (JMA), 2(11).
Galih Pratama. (2024). “Bank Mandiri Ungkap Tantangan dalam Melindungi Data Nasabah”. Infobanknews.com. https://infobanknews.com/bank-mandiri-ungkap-tantangan-dalam-melindungi-data-nasabah
Krippendorff, K. (2019). “The Cybersecurity Dilemma: Policy and Strategy in the Internet Era”. Oxford University Press
Maisah, M., Sari, S. P., Sudiarni, S., & Ompusunggu, H. P. (2023). Analisis Hukum Terhadap Perlindungan Data Pribadi Nasabah dalam Layanan Perbankan Digital di Indonesia. Aufklarung: Jurnal Pendidikan, Sosial dan Humaniora, 3(3), 285-290.
Muhammad Akbar Suharbi dan Hendro Margono. (2022). “Kebutuhan transformasi bank digital Indonesia di era revolusi industri 4.0”. Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Volume 4, Number 10. hlm. 4750.
Putri, D. F., Sari, W. R., & Nabbila, F. L. (2023). Analisis Perlindungan Nasabah Bsi Terhadap Kebocoran Data Dalam Menggunakan Digital Banking. Jurnal Ilmiah Ekonomi Dan Manajemen, 1(4), 173-181.
Sri Retno Rahayu. 2019. “White Paper Pishing”. Universitas Brawijaya.
Sitorus, H. A. M. (2023). Perlindungan Hukum Terhadap Nasabah Atas Fraud Pada Transaksi Bank Digital. JISIP (Jurnal Ilmu Sosial Dan Pendidikan), 7(1), 554-569.
Downloads
Published
Issue
Section
License
Copyright (c) 2024 JURNAL ILMIAH NUSANTARA
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
