ANALISIS PEMBIAYAAN IJARAH PADA PERBANKAN SYARIAH

Authors

  • Almirah Luthfiyah Nur Aurellia Universitas Pembangunan Nasional “Veteran” Jawa Timur
  • Fauzatul Laily Nisa Universitas Pembangunan Nasional “Veteran” Jawa Timur

DOI:

https://doi.org/10.61722/jrme.v1i3.1547

Keywords:

Ijarah and Ijarah Mutahiya Bit Tamlik (IMBT)

Abstract

. This research was conducted with the aim of analyzing the application of financing using the Ijarah (rental) scheme in the sharia banking industry. The theories underlying this research include the concept of ijarah itself, the Ijarah financing mechanism, the fatwa of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) regarding Ijarah, as well as the application and implementation of Ijarah financing in practice. This research is descriptive qualitative research carried out in 2016, using data collection methods in the form of literature studies. The research results show that financing products in Islamic banks based on the leasing principle include two types, namely pure lease (Ijarah) and termination of lease with transfer of asset ownership known as Ijarah Muntahiya Bittamlik (IMBT). IMBT is basically a combination of a rental agreement and a sale and purchase agreement. 

References

Antonio, M. S. I. (2001). Bank Syariah: dari teori ke praktik. Gema Insani.

Ascarya, P. (2011). Akad dan Produk Bank Syariah. Jakarta: PT. Grafindo Persada, 99.

Asshiddiqie, J., & Safa'at, M. A. (2006). teori Hans Kelsen tentang hukum. Mahkamah Konstitusi RI, Sekretariat Jenderal dan Kenpaniteraan.

Fitriani, N. R., & Nazaruddin, I. (2022). Analisis Pembiayaan Ijarah Pada Perbankan Syariah Di Indonesia. Jurnal Ekonomi dan Bisnis Islam (JEBIS), 8(1), 45-64.

Ghozali, M., Khafid, M. A. Z., & Hanifuddin, I. (2022). Implementasi Fatwa DSN MUI NO. 09/DSN-MUI/IV/2000 Tentang Ijarah Dalam Sistem Gadai Syariah. Jurnal Masharif Al-Syariah: Jurnal Ekonomi dan Perbankan Syariah, 7(3).

Hudafi, H., & Lakuanine, A. B. (2021). Penerapan akad ijarah dalam produk pembiayaan bank syariah. Jurnal Ekonomi Syariah Institut Agama Islam Negeri Sultan Amai Gorontalo, volm, 2.

Karim, A. A. (2014). Bank Islam: Analisis Fiqih dan Keuangan. Raja Grafindo Persada.

Maulana, D. F. (2021). Analisis Terhadap Kontrak Ijarah Dalam Praktik Perbankan Syariah. Muslim Heritage, 6(1).

Muslich, A. W., & Muamalat, F. (2010). edisi 1. Jakarta: Amzah.

Santoso, H., & Anik, A. (2015). Analisis Pembiayaan Ijarah Pada Perbankan Syariah. Jurnal Ilmiah Ekonomi Islam, 1(02).

Suhendi, H. (2014). Fiqh Muamalah, cetakan ke-9. Jakarta: PT Raja Grafindo Persada.

Syariah, K. H. E. (2009). Jakarta: Pusat Pengkajian Hukum Islam Dan Masyarakat Madani (PPHIMM). Rev.

Downloads

Published

2024-06-04

Issue

Vol. 1 No. 3 (2024): Juli

Section

Articles

License

Copyright (c) 2024 JURNAL RUMPUN MANAJEMEN DAN EKONOMI

Creative Commons License

This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.