Analisis Strategi Bisnis Pada BMT Dana Mentari Muhammadiyah Purwokerto Dengan Menggunakan VRIO Dan PEST

Authors

  • Vanya Eka Habsari UIN Prof.K.H Saifuddin Zuhri Purwokerto
  • Rino Agus Pamuji UIN Prof.K.H Saifuddin Zuhri Purwokerto
  • Fatimah Alzahrah Sabrina UIN Prof.K.H Saifuddin Zuhri Purwokerto
  • Yoiz Shofwa Shafrani UIN Prof.K.H Saifuddin Zuhri Purwokerto

DOI:

https://doi.org/10.61722/jssr.v3i3.4867

Keywords:

Business Strategy, BMT, VRIO, PEST, Islamic Microfinance, Competitive Advantage, MSME

Abstract

In facing the increasingly complex dynamics of business competition, Islamic microfinance institutions such as BMT Dana Mentari Muhammadiyah Purwokerto are required to have an adaptive and sustainable business strategy. This research seeks to examine the business. strategy of BMT Dana Mentari using two main approaches, namely VRIO (Value, Rarity, Imitability, Organization) and PEST (Political, Economic, Social, Technological) analysis. Through a descriptive Using using a qualitative method, the information was gathered through comprehensive interviews. management and relevant literature studies. By integrating the results of internal and external analysis, this study formulates a business strategy that focuses on optimizing internal resources and adapting to the external environment. This strategy is expected to strengthen the position of BMT Dana Mentari in supporting the empowerment of the people's economy and increasing its contribution to the growth of the MSME sector in a sustainable manner.

References

Adibatunnisa Adibatunnisa, Zahra Ayu Agustin, Neli Nurul Azizah, & Yoiz Shofwa Shafrani. (2025). Analisis Strategi Layanan Syariah Bank Syariah Indonesia KCP Banjarnegara Perspektif VRIO dan PEST. Jurnal Ekonomi, Akuntansi, Dan Perpajakan, 2(2), 202–223. https://doi.org/10.61132/jeap.v2i2.949

Amrius, Derriawan, & Zulkifli. (2024). Perencanaan Strategis PT. Indofarma Global Medika. Jurnal Ekonomi, Manajemen, Bisnis Dan Global , 4(4), 454–461. https://embiss.com/index.php/embiss/article/view/337

Andrian, K. (2023). PERENCANAAN STRATEGI SISTEM DAN TEKNOLOGI INFORMASI.

Arofah, A. N., Shafrani, Y. S., Fatimatuzzahro, M., & Agustina, N. (2024). MODEL STRATEGI PENYELESAIAN PEMBIAYAAN BERMASALAH TERHADAP PELAKU UMKM DI BMT DANA MENTARI MUHAMMADIYAH PURWOKERTO. 3(1).

Butarbutar, K., Tricahyono, D., & Djatmiko, T. (2017). ANALISIS PERUMUSAN STRATEGI BERSAING TELKOMSEL REGIONAL JAWA BARAT MENGGUNAKAN KONSEP “RESOURCE-BASED VIEW OF THE FIRM” DENGAN KERANGKA VRIO. Journal of Accounting and Business Studies, 1(2).

Dharma, P., Purwanegara, M., & WIbowo, S. (2024). Proposed Marketing Strategy to Increase Brand Loyalty: Study Case of Lazada Indonesia. International Journal of Current Science Research and Review, 07(07 July). https://doi.org/10.47191/ijcsrr/V7-i7-15

Indah Saffela, N., Setyaningrum, N. T., & Saffela, N. I. (n.d.). Efektivitas Pengelolaan Dana di KSPPS BMT Dana Mentari Muhammadiyah Purwokerto. Jurnal Akuntansi, Manajemen & Perbankan Syariah, 4, 2024.

Indah Saffela, N., Setyaningrum, N. T., & Saffela, N. I. (2024). Efektivitas Pengelolaan Dana di KSPPS BMT Dana Mentari Muhammadiyah Purwokerto. Jurnal Akuntansi, Manajemen & Perbankan Syariah, 4, 2024.

Musobih, F., & Mukarromah, S. (2022). TINJAUAN SYARIAH TERHADAP STRATEGI PEMASARAN PRODUK AKAD MUDHARABAH DI BMT DANA MENTARI KARANGLEWAS PURWOKERTO.

Nofrizal, & Soviyanti, efrita. (2024). Identifikasi Kekuatan, Kelemahan, Peluang, Ancaman PT. Prudential Provinsi Riau. Jurnal Daya Saing.

Setiyorini, S., Pramudya, B., & Syamsun, M. (2018). Strategi Pemasaran Produk Olahan Hasil Perikanan pada UMKM. Jurnal Manajemen, 13. http://journal.ipb.ac.id/index.php/jurnalmpi/

Titus, P., Suryahadi, & Trilaksani, W. (2021). Strategi Pengembangan Usaha dan Pemasaran Benih Ikan Patin Siam (Pangasianodon hypopthalmus) Dengan Sistem Jejaring pada Cabang Dinas Kelautan dan Perikanan Wilayah Utara Provinsi Jawa Barat Business Development Strategy and Marketing of Siamese Patin Seed (Pangasionodon hypophthalmus) with a Networking System in the North Branch of Marine and Fisheries Service of West Java Province (Vol. 14, Issue 1). http://journal.ipb.ac.id/index.php/jurnalmpi/

Windayani, F., Nurhayati, P. N., & Hannan, S. (2024a). Formulasi Strategi Pengembangan Usaha Cafe. Jurnal Aplikasi Bisnis Dan Manajemen. https://doi.org/10.17358/jabm.10.2.602

Windayani, F., Nurhayati, P. N., & Hannan, S. (2024b). Formulasi Strategi Pengembangan Usaha Cafe. Jurnal Aplikasi Bisnis Dan Manajemen. https://doi.org/10.17358/jabm.10.2.602

Downloads

Published

2025-05-31